Previously, when we were on the DIY stage of doing everything relating to property including our Tax Returns etc, we didn't realise that we have been paying the Tax-Man over and above what we should have been paying. In the 2011/12 Tax Year, if we had continued the way had done our taxes, our tax bill would have been just over £8,000. Since we joined Debbie at Peplows, our tax that year was £700, a saving of £7,300. Furthermore, she managed to help us recover some of the overpaid tax and we received two cheques from HMRC for over £3,700. So, in effect, we managed to save over £11,000 in our first year of being clients of Peplows. For us, this is a massive advantage of being associated with such experts and like-minded people.